Current SBA 504 Loan Rates

The following 20-Year Term Rate reflects rates for JANUARY 2012 :

20 Year Term
Prime:
3.25%
Note Rate:
2.80%
Effective Rate:
5.30%

The following 10-Year Term Rate reflects the 504 bond sale which took place in JANUARY 2012 :

10 Year Term
Prime:
3.25%
Note Rate:
1.64%
Effective Rate:
4.37%
*10 Year bonds are sold every other month

NOTE: The rates above are provided for information purposes only. They do not constitute any guarantee of future loan rates.